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HomeMy WebLinkAboutCity Council Resolution 2012-278CITY OF PLYMOUTH RESOLUTION NO. 2012-278 RESOLUTION APPROVING EMERGENCY UTILITY REPAIR PROGRAM POLICY NOW, THEREFORE, BE IT RESOLVED BY THE MAYOR AND CITY COUNCIL OF THE CITY OF PLYMOUTH, MINNESOTA that the attached Emergency Utility Repair Program Policy is hereby approved. Approved this 18th day of September 2012. rp)City of Plymouth ENNEENEWMININE/01 Adding Quality to Life POLICY FOR EMERGENCY PRIVATE UTILITY REPAIR PROGRAM The purpose of the Emergency Utility Repair Program is to provide assistance to Plymouth residents who are facing the unexpected financial burden of a needed exterior private utility repair (sewer or water line repair from the right-of-way or curb stop to the principle stricture on the property). The Emergency Utility Repair Program is funded through the City Sanitary Sewer and Water Utility Funds which may be used for small and emergency exterior private utility repairs for qualifying households. The program allows a maximum of $5,000 per home in funds for emergency and small exterior private utility repairs to allow an eligible homeowner to complete eligible exterior private utility repairs. Applications may be submitted directly by homeowners to the City. Eligibility Requirements Eligible Applicant: Households that meet the income guidelines, do not have liquid assets available to cover the cost of the emergency repair and own their home. The applicant must be current on all mortgage payments, contract for deed payments, homeowner's association dues and property taxes on the property to be improved. If any of these payments are delinquent, they must be made current before the application can be approved for funding. Eligible Dwellings: Only owner -occupied homes in Plymouth are eligible. The following dwellings are allowed: single family detached, town -home, condo, and owner -occupied portion of a duplex (town -home and condo only if the HOA is not responsible). Mobile homes on permanent foundations located on land owned by the owner will be allowed if the home is taxed as real property. Mobile homes on land leased by the homeowner are not eligible. Income Limits: Applicants must have total household incomes at or below the area median income for a household in the Twin Cities seven county metro area, as determined by HUD. See Attachment A for current income limits. Maximum Amount: The maximum amount is $5,000 per home. If the cost of the repairs exceeds $5,000, the homeowner would be required to pay for any additional costs with other fiinds. Eligible Repairs: Emergency exterior private utility repairs of up to $5,000 in situations where a condition requiring immediate and urgent attention, which threatens or imperils the health and/or safety of the applicant household, such as the repair or replacement of a failed sewer or water line. Application Process and Determination of Need Application Process: Subsequent to the decision to move forward with the emergency private utility repair, owners must submit information on relevant household information, income certification, and data necessary for eligibility determination. In addition to the application, applicants will be required to submit: 1. Pay stubs for the previous two months of all household members over 18 years of age; 2. Current investment statements; 3. Complete tax returns from the past three years; 4. Two months most current bank statements from all accounts (checking, savings, etc.); Most recent mortgage statement showing current balance and payment status (statements on any other liens on the property as well); 6. Any additional information such as SSI, child support payments received, rental income, etc.; 7. Copy of latest homeowners insurance; 8. Copy of latest property tax statement; 9. Letter from association indicating that dues are current (if applicable); 10. Complete an Authorization to Release Information form; and, 11. Execute Public Improvement and Special Assessment Agreement. Determination of Need: Once all requested information is received and reviewed, city of Plymouth staff will review the information and determine if the eligibility requirements have been met. If they have been met, the associated assessment, with interest, will be processed in accordance with the City's Public Improvement Assessment Policy. If the eligibility requirements are not met (i.e, income to high or delinquencies) the request will be denied. (However, because the work will have been completed, the owner will be provided an opportunity to pay the entire cost of utility repair within 30 days with no interest or request that it be levied to the owner's taxes with an interest rate in accordance with the City's Public Improvement Assessment Policy). Please direct questions to the City's Housing Program Manager or HRA Specialist 2012 HUD Household Median Income Levels 1 -person $58,750 2 -person $67,100 3 -person $75,500 4 -person $83,900 5 -person $90,600 6 -person $97,300 7 -person $104,050 8 -person $110,750